I build AI products. Now, for finance operations.

I'm Shubham, Head of Product at Neoflo. Based in Bengaluru.

What I've shipped, and what it did.

2025 to now Neoflo · Head of Product

Intelligent Document Processing

Invoices arrive as phone photos, scans and handwriting. Against five commercial tools, our reader got the most fields right, 92.5%, at under a cent an invoice.

The reader's pipeline in five steps: invoices fetched from an inbox, each document classified as an invoice, purchase order, Faktur Pajak or supporting document, split apart, linked to its invoice, then the invoice's fields extracted.

2025 to now Neoflo · Head of Product

Neoflo

Every finance workflow used to be rebuilt for every client, and every fix made again. I made the call to build one platform instead. Invoice processing runs on it, live at a customer, and vendor query, cash application, collections and flux analysis are being built on it.

A diagram of the platform: onboarding, memory, reporting, an audit trail and integrations along the bottom, and finance workflows plugging into it one by one, starting with invoice processing.

2023 to 2024 Avataar · Product Manager I

Velocity

An agency quoted HP $1.25M and six months for 2,500 product videos across 28 markets. Velocity made each one in under seven minutes, for under $1.

2018 to 2020 AfterNow · Mixed Reality Developer

AN-Prez

Meetings and product demos in mixed reality, years before Facebook became Meta. When Quest launched, there was nothing online about moving a Windows app to Android. I worked it out.

View all work

Where I've worked, and what I did there.

Neoflo

Head of Product

Nov 2025 to now

I lead the product at Neoflo, building AI agents that do a finance team's work. I joined at seed as the fourth hire and the first in product, and built the product and design team. Backed by Lightspeed and Peak XV.

Avataar

Associate PM, then PM I, then AI PM II

Oct 2020 to Oct 2025

Five years, three titles, one problem: getting retail catalogs the content they need, faster. I owned four products end to end, then led an agentic AI platform, for clients including Amazon, Target, Lowe's, Wayfair and HP. Super Nova and Velocity were two stages of one plan. A round of content went from about a month to about two weeks, then a video to under seven minutes.

AfterNow

Mixed Reality Developer

Dec 2018 to Sep 2020

On a team of fewer than five, I worked on AN-Prez, mixed reality meetings and demos: its sync, its no-code authoring tool and its move from Windows to Android.

AutoVRse

Software Development Engineer

Jun 2018 to Nov 2018

My first job, which I started in my final year of university: an AR game for a global consumer-goods brand. You hunted QR codes around the office and threw chocolates at an alien. Whatever it ate was your score.

What the people I worked with say.

Sreejith KarumanaghatPrincipal PM at Avataar, my manager there

He quickly stood out for his speed of learning, bias for action, and true builder's mindset. He aligns the right people fast and ships outcomes that exceed expectations.

Shubham brings high agency and end-to-end ownership, often galvanising cross-functional teams without formal authority.

What also sets him apart is his comfort with deep tech - 3D/VR and applied AI. He learns the stack quickly, asks the right technical questions, and translates complexity into clear product decisions engineers trust.

I have worked alongside Shubham for more than one year and during this period I found him to be an excellent coworker. He is not just proficient in what he does but also encourages his coworkers to be self-sufficient and less dependent on others which is a very rare quality. In this one year I have learned a lot from him for which I am grateful to him. He is a valuable asset for any organization he works for.

Shubham has a problem-solving mentality with a go-getter attitude. I have known him since he was a developer and now he has transitioned to a Product role, which is a great fit for him. Along with being superb at his work, he is also great to interact with personally - killer combo to have as a young professional. Keep up the good work, will follow your career closely. Have high hopes for you!!

Shubham did an exceptional job on the projects he worked on with AutoVRse. He is an enthusiastic and passionate personnel, the professional in the Unity3D and the related areas of VR and AR development. I'd also like to add that he is hardworking, self motivated and intelligent team player.

Shubham was an extremely dedicated individual and showed great enthusiasm in his role as a Software Developer at AutoVRse. He showcased his drive by putting in extra hours whenever necessary to ensure the end product exceeded expectations. He was very supportive of his team members and was always ready to lend a helping hand. In all, he is a reliable, thorough and committed developer.

He quickly stood out for his speed of learning, bias for action, and true builder's mindset. He aligns the right people fast and ships outcomes that exceed expectations.

Shubham brings high agency and end-to-end ownership, often galvanising cross-functional teams without formal authority.

1 / 5

What I think, argued in public.

Don't Build the Product

Startups stall on a credibility paradox: no clients without credibility, no credibility without clients. The way through is one champion who feels the pain, and knowing when to build.

40% of AI Agent Projects Will Be Canceled

Gartner expects more than 40% of agentic AI projects to be canceled by 2027. The models are fine. Projects die on three gaps: permissions, accountability and quality gates.

PageIndex vs Vector RAG

Chunking a 50-page report destroys its structure, so vector RAG returns Q2 when you asked for Q3. PageIndex navigates the document like a person, and I compare where each one wins.

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